The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying ...

These are today's mortgage and refinance rates. Mortgage rates have been volatile recently, and they're up today.

Principal and interest are the two biggest factors that make up a mortgage payment. Principal refers to the actual sum of ...

Mortgage rates are hovering in elevated territory, with a lot of uncertainty about where they're headed. But doing any of ...

Weren’t mortgage rates supposed to be lower by now? The Federal Reserve slashed the federal funds rate three times at the end ...

Choosing whether to recast depends on how large of a payment you can make and whether you want a lower monthly payment or an ...

Last week, most loan types at least partially recovered from their recent gains. Rates are still significantly below the 2025 ...

"A 15-year mortgage is a better hedge against inflation than a longer-term loan if you can comfortably afford higher monthly ...

In some cases, the mortgage interest deduction may allow you to claim any mortgage points you paid to lower your interest rate, late payment charges and prepayment penalties you incurred as a result ...

One reason for this trend is Federal Reserve policy. The Fed responds to high inflation by raising the federal funds rate, ...