The key difference is that, with a simple refinance, you can defer closing costs by rolling them into the mortgage and paying ...

These are today's mortgage and refinance rates. Mortgage rates have been volatile recently, and they're up today.

Mortgage rates are hovering in elevated territory, with a lot of uncertainty about where they're headed. But doing any of ...

Weren’t mortgage rates supposed to be lower by now? The Federal Reserve slashed the federal funds rate three times at the end ...

Choosing whether to recast depends on how large of a payment you can make and whether you want a lower monthly payment or an ...

Last week, most loan types at least partially recovered from their recent gains. Rates are still significantly below the 2025 ...

A $250,000 home equity loan isn't as much of a risk if you're using the money to pay down higher-interest debt. Credit card ...

One reason for this trend is Federal Reserve policy. The Fed responds to high inflation by raising the federal funds rate, ...

Veterans United was the largest VA loan lender in 2024, with 61,182 mortgages totaling $19.3 billion. Founded in 2002, the ...

Mortgage rates are influenced by various factors, including market conditions and your personal credit and financial situation. Mortgage rates change frequently, but you can minimize the fluctuations ...