After multiple missed payments, the lender can take your collateral. Most secured loans have fixed interest rates, meaning you'll repay the loan in equal monthly installments. Secured loans tend ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

A gold loan is a secured loan, meaning you provide something valuable as collateral. If you stop making payments, the lender can keep your collateral and potentially sell it to recoup the amount ...