Kiah Treece is a small business owner and personal finance expert with experience in loans, business and personal finance, insurance and real estate. Her focus is on demystifying debt to help ...

Need to access the equity you’ve built up in your home? A second mortgage might be the answer. Many or all of the products featured here are from our partners who compensate us. This may ...

Self-employed and interested in tapping into your home's equity with a second mortgage? A bank statement loan can help you bypass traditional tax return requirements, which can muddle the reality ...

Check out the latest trends to see what kind of second home mortgage rate you might get. What are today's second home mortgage rates? Because there's more risk to the lender, mortgage rates on ...

A home equity loan is a fixed-rate installment loan secured by your home as a second mortgage. You’ll get a lump sum payment upfront and then repay the loan in equal monthly payments over a ...

Standout benefits: Guild's Zero Down mortgage combines a 3.5% FHA loan with a forgivable second mortgage to bring your down payment down to 0%. Borrowers can be approved with credit scores as low ...

Down payment assistance programs usually offer a grant that you don’t have to repay or a small second mortgage with a low interest rate. That mortgage may also be a “soft second,” meaning ...

The online lender's AccessZERO loan only requires a 600 FICO score and comes with down payment assistance of up to 5% in the form of a repayable second mortgage. Standout benefits: First-time ...

For example, second homes and investment properties can take a 4.25% rate hit. So, where is today’s risk for Fannie and Fred? Few borrowers are in financial trouble. The mortgage payment delinquency ...