CDs are a useful financial tool to lock in a set return -- but they're not for everyone. Learn if CDs are right for you and ...

CDs traditionally lack liquidity, which can be a huge drawback. If you're afraid of being stuck paying early withdrawal penalties in case of an emergency, no-penalty CDs can help you avoid that risk.

A no-penalty CD might be the solution you're looking for — but don't be swayed by the name alone. While there's no fee for early withdrawals, the trade-off is typically a lower interest rate ...

Here are a few signs you should stay off the CD bandwagon ... be too long to go without access to your money, skip the CD ...

Before you commit, here are four signs you might want to ... While there are no guarantees, investing has historically outperformed CDs over the long run. CDs aren't a great place for emergency ...