Your home equity — the amount of your house that you own outright — can be a valuable resource. You can use your equity to ...

Most lenders require a loan-to-value ratio of 85% or less to qualify for a home equity loan. Use our calculator to see if you may be eligible to draw on your home equity and how much you might be ...

Here's how to calculate your home equity and combined loan-to-value ratio, or CLTV, so you can determine how much you might borrow with a home equity loan or line of credit. As you pay down your ...